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A credit union is a non-profit cooperative financial institution. A cooperative is a business like any other business, but it belongs to the people who use it and operates only for the benefit of its members.

Credit unions are owned by the people who use them, and their stated purpose is to serve their members, not to make a profit.

A credit union is a safe place to save and borrow at reasonable rates. In essence, members pool their money to make loans to one another.

Because they’re not for profit, they can offer members things like higher interest rates on savings and lower interest rates on loans.

More About Credit Unions

FAQs & Downloads

U.W.I. Credit Union Knowledge Database

Downloads

Frequently Asked Questions

ACCOUNT MANAGEMENT

1. How do I withdraw funds?

2. Can I mail in my deposits?

3. Can I check my account balance at any time?

4. What is the difference between shares and deposits?

LOANS

5. What is required to secure a loan?

6. How soon after joining can I apply for a loan?

7. Can I get a loan for books and tuition?

MEMBERSHIP

8. Can my family members join the credit union?
 

 
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© 2003 - U.W.I. (Cave Hill) Cooperative Credit Union Ltd. All rights reserved.
Telephone: (246) 417-4524 / 4539 Fax: (246) 424-0662
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Last Updated: April 1, 2009